Benefit Innovators, Inc.

benefit innovators, inc. is a health benefits and actuarial consulting company serving the broker and consultant community as well as employers of all sizes. we strive to make the work of our clients easier through unparalleled service, leading industry knowledge and innovative solutions. benefit innovators provides expertise in employee benefits and group health insurance including medical, prescription drug, dental, vision, short and long term disability, and life. we provide the following consulting services to employee benefit professionals, so that they may provide their existing clients enhanced services and perhaps open the door to new opportunities. * benefit design and cost modeling * short and long term budgeting and cost projections * rate and renewal review, including negotiation with carriers and reinsurers * funding analysis - fully insured, self funded and all partially insured options * hra rate development and cost modeling of hra/hsa/fsa design * stop loss pol