Billions for Billions

although overspending is a chronic affliction, it's not a life sentence. what lies beneath so much financial grief? among the culprits, of course, are the usual suspects-too much credit card debt (and exorbitant interest rates), out-of-control medical expense (and too little health insurance), and prices that are rising like a saturn rocket. however, two factors-unrealistic mortgages and inflated expectations-combined in recent years to create the perfect storm.