Bip - Serious Game: The Banker

what precisely does a bank do? how do you make money with money? is there a safe manner of banking? in our banking game ‘the banker’ the participants experience this at first hand. banks need a healthy liquid position. apart from that, they have to make a profit. the bank that is in a position to meet all its payment obligations and, at the same time, make the most profit wins this serious game. the banks collect people’s savings to keep a positive balance sheet and make a profit. the higher the interest rate, the more money that comes in. they then invest this in assets, such as mortgages, bonds, projects, shares and real estate. but do they consider the duration of the bonds and interest risk? what happens if the savers want to withdraw their savings at the same time? banks can also borrow money from one another, or even take over another bank. apart from that, investing (together) in projects can be very lucrative. but what if a project goes bankrupt? the participants assess the ris