Black Swan Analytics LLC

black swan analytics llc is changing how the insurance industry assesses wildfire risk. ceo and founder, tammy nichols schwartz, is an insurance industry executive. with more than twenty years in the business, she continues to drive innovation where the industry has been slow to respond to new technology. she understands the struggles and pitfalls that thwart many of the insurance industry’s attempts to innovate. she has developed one of a kind industry leading products and product features for farmers, bank of america, and california fair plan. in addition, she’s created numerous programs for specialty carriers and mgas focused on niche products to provide coverage for underserved markets. black swan analytics llc's proprietary fire risk assessment tool: the phi chi (pronounced: fi-kai) model, provides a fire composite score that is more robust and precise than any other tool on the market. with more price points than any other wildfire assessment model available, the phi chi model a