South Pacific Financial Corp

south pacific is a value based regional mortgage bank that was founded over 30 years ago. agency approvals from fnma, fhlmc, usda and gnma, and a growing servicing portfolio, allows for simplification for both the loan officer and the consumer. minimal overlays with respect to guidelines and documentation not only give us the ability to serve a larger segment of potential home buyers but also allows our loan officers to concentrate on creating value for their borrowers and referral sources instead of trying to solve the overlay puzzle. we have a responsive help desk for those tough questions to supplement our guidelines on the web. our loan officers have access to the people they need to talk with to get their loans closed with minimal stress. at spfc "succeed as one " is more than a slogan, as the culture of teamwork is evident throughout the company. not many mortgage companies can say they have been around for 30 years but do not let that mislead you, we are leading edge in how