Guiide

improving retirement outcomes for all the pension freedoms have been very popular. despite annuities providing an income for life, they were unpopular as people wanted flexibility and control. that was great news for pension savers, but with flexibility came responsibility to plan for and manage your own retirement income and avoid the key risk of running out of money. in an ideal world everyone would take advice in planning to use the pension freedoms, but for many reasons they don't. everyone in the industry knows this is a problem, so we asked ourselves what could we do about it. we built guiide: a free retirement calculator to help people create a unique and individual retirement plan to avoid running out of money. if the plan doesn't work we show how to solve it, if it does, we show what may go wrong and how it can be fixed. all plans built are done in a way to minimise tax. it also estimates lifetime charges so these can be compared like for like. once the plan is built