Investax Pension Transfers

we provide a highly personalised service along with clear, honest guidance for anyone considering transferring their final salary pension (also known as a defined benefit scheme). our aim is to earn your trust by helping you to develop a long-term retirement strategy, enabling you to benefit from high transfer values and have complete flexibility over your finances throughout your retirement. there are around 15m people that are members of defined benefit pension schemes run by some of the country’s biggest private sector employers as well as the public sector. unlike the riskier workplace pensions offered to most people today, defined benefit pensions promise to pay a guaranteed income for life when you retire. broadly speaking this is based on a percentage of your final, or career average salary multiplied by the number of years you have actively been in the scheme. this is known as the ‘accrual rate’ and is usually quantified as 1/60th, 1/80th or 1/100th of the final salary amount.