JDM Investment Counsel

jdm investment counsel is an independent financial advisor. we believe that: asset allocation matters. macro-economic thinking results in successful asset allocation decisions and macro-economic returns. efficiency matters. excessive fees and expenses are a drag on portfolio returns. dividends matter. if a company can pay a dividend and grow that dividend in excess of 10% annually, that company is doing a lot of things right. listening matters. what is said—and what is not said—can sometimes make all the difference between success and failure. our clients matter. we have clients, not customers; portfolios, not accounts; and relationships, not transactions.