K S Financial Services

we have been offering a personalised approach to financial services since 1994. we offer fee free advice for all of your financial needs. financial services we can provide: mortgages - purchases, remortgages, buy to lets, commercial mortgages personal and family protection - including life assurance, critical illness cover, income protection, and redundancy, accident and sickness cover. pensions - including a review and planning service, for individual and corporate clients. salary sacrifice, pension transfers, and annuities. investments - advice on a range of investment advice is available from structured products where your capital is guaranteed and good rates of return are available, isa's regular or lump sum, bonds and unit trusts, inheritance tax planning and income tax planning. credit management - advice if you are struggling as an individual or a business can be given on credit management plans, iva's, tax debts, and bankruptcy business protection - including keyman life assura