Klevens Capital Management, Inc.

when clients come to us, they’re often intimidated by the world of finance and investment. one of our top goals is to demystify some of the potentially confusing concepts and terminology—because we want our clients to feel confident about what’s really a very important part of their lives. protection. income. growth our overall investment strategy can be summarized in three steps, ranked by priority: 1.protect your capital. most of our clients are either retired or close to it. preservation of capital is paramount. you want to keep moving forward, and not worry about losing ground. 2.create income. many of our clients are retired, and the majority of them live off the income stream created by their portfolios—so interest and dividends are important. 3.generate growth. even if they’re retired, our clients like to see their portfolios grow over time. although we focus foremost on safety and income, we also strive to obtain growth—steady, consistent growth in all investment climates. when