Social Security 567

nine out of ten people age 65 and older are receiving social security benefits, and for 32% of them, it represents over 90% of their income. how and when to begin this income is one of the most important decisions many people make concerning retirement. tens of thousands of people are making their decision everyday, yet most of them do not know what their options are. the social security office is well staffed with very trained and knowledgeable employees. the staff answers questions accurately; however, they are instructed not to give advice. their job is not to advise, but to answer questions and implement decisions. if someone does not know the options, they will not ask about them, and will not be told about them. learning and considering their options, is a brief, but essential phase of retirement planning. a wrong choice, unless it is corrected within a year, continues for life! with so many different ways for a married couple to file for social security, it is virtually impossib