Southern Mutual Church Insurance Company

since 1928, the southern mutual church insurance family has worked with policyholders as partners in faith and in serving god’s church. from those humble beginnings, southern mutual’s family has grown to serve more than 8,400 churches across many denominations and states. as a testament to our commitment and dedication to our churches, our very first policyholder remains insured with us to this day. smci has received high financial ratings by both a.m. best company and demotech inc. another assurance of solid, reliable protection for your church. today smci has more than $10 billion property coverage in force, annual written premiums of more than $39 million, a policyholders reserve of more than $24 million, and more than 14,500 policies across many denominations. smci provides policies in south carolina, north carolina, georgia, and tennessee. smci offers property and liability coverage, business automobile policies, workers compensation coverage, and umbrella liability cove