Spencer, Spencer & Associates Consulting Group

debt elimination = financial security how would you like to own everything in your life...your home, your cars, your furniture... everything? how would you like to have no debt payments...no mortgage or rent payment, no car loan or lease payments, no credit card payments, no debt payments of any kind? and how would you like to be rapidly building your wealth from the first month? sound like a dream? well it's a dream that's coming true for more than two million people all over the world, because they learned the principles taught in my transforming debt into wealth® system. for two decades it's been helping people achieve this transformation through books, seminars, videos, audios, software, speaking engagements, and personal consultations. the transforming debt into wealth® system increases your net worth from the very first month, so you're building wealth and security from the start. the average household can be completely debt-free, including paying off their mortgage, in about 5 t