Stone Mountain Risk

stone mountain risk (smr) is a stop-loss carrier, meaning we help groups fund their own claims throughout the year and reducing the risk on high dollar medical claims that breach the aggregate. self-funding this way allows us to deliver rates well below the large carriers. we provide a system to brokers, agents, producers, and consultants that allows them to run illustrative proposals straight from their desktop. our products include: - stone mountain health plans - hi card - diybs our fully-funded program pays back 100% of your surplus claims, avoids state mandates, waives deductibles, lowers premiums 20-50%, and gets you quotes within a day. in over 25+ years, we've enrolled over 200+ companies in our health plan. reduced admin costs, no specific deductibles, accelerated claims payment process, one monthly payment.