www.iflretirement.com/rafael-hernandez

what we do: the next best thing to miracles. enable our clients premium dollars to pay for protection against premature death + protection against bad illness or injuries + protected long-term saving. with the income for life (ifl) approach our clients receive a secured, steady income for as long as they live free of taxes. in contrast, the average 401(k) plan runs out of money in 7 to 8 years...ouch! not a good way to spend the so called golden years (watch http://www.youtube.com/watch?v=nahgr9dy9bu). challenge: don't believe us; put us to the test. every apples-to-apples comparison we have performed for our clients so far have demonstrated a minimum of 20% greater pay-out while reducing market exposure to cero. for a complimentary orientation: (407) 310-4300 or rafael@usicna.com