Yapital

yapital is the first european, cashless cross-channel payment solution designed with modern commerce in mind. customers can use yapital to make cashless payments across all channels, whether it be in-store, mobile, online or by invoice. founded in 2011 as a wholly-owned subsidiary of the otto group, yapital launched its new service in 2013. yapital is simple, fast and secure. following a one-time registration via smartphone or web browser, yapital is ready for immediate use. in addition to making payments, consumers can send and receive money – thanks to guaranteed real-time transactions, meaning the money arrives within seconds. yapital was a european business, licensed as an electronic money institution in luxembourg and therefore complies with strict legal and regulatory requirements. in its efforts to uphold these high-standards as well as to safeguard its customers’ money and financial data, yapital employed state-of-the-art data-centers, used latest encryption technologies, and i