Efina

enhancing financial innovation & access (efina) is a financial sector development organisation that promotes financial inclusion in nigeria. established in late 2007, our vision is to be the leader in facilitating the emergence of an all-inclusive and growth-promoting financial system. efina is funded by the uk government department for international development (dfid) and the bill & melinda gates foundation. efina’s holistic approach to expanding access to financial services for all, especially for low income households is based on the following four pillars: research: the provision of credible market information on the nigerian financial sector. innovation: through our innovation fund, we catalyze the development of innovative inclusive financial services for the unbanked and under-banked population in nigeria. advocacy: we advocate for the development and implementation of policies that create an enabling environment for financial inclusion. capacity building: through workshops, stu