Inventory Financing

inventory financing is a form of asset-based lending that allows businesses to use inventory as collateral to obtain a revolving line of credit. this line of credit can be used to purchase additional inventory or to help a business get through seasonal fluctuations in cash flow, among other situations. in 2004, we created a niche in the financial marketplace: stand-alone inventory lines of credit are for borrowers who were traditionally ignored by larger asset-based lenders and banks. with many lenders reluctant or unwilling to lend against inventory, preferring to focus on accounts receivable, we saw an opportunity in the marketplace to provide a value-added service to these lenders and become their partners in their transactions, not their competition. through these relationships, we have built an extensive network of lending relationships with factors, receivable lenders, and other asset based lenders who bring us the inventory component of their transactions, while they focus on