J. L. Sherman and Associates, Inc.

sherman and associates, inc. is the acknowledged leader in loan quotation software, including all credit insurance and debt protection methods in use across the country. we offer pc software, dll's, calculation engines, internet solutions, and consulting for consumer loans, commercial loans, mortgage loans, student loans, payday loans, and apr calculations. sherman software systems are invaluable in calculating and disclosing even the most complex loan structures, with or without credit insurance/debt protection, quickly, easily, and accurately. our loan calculation software covers virtually all of the loan types and payment structures encountered in consumer and commercial lending calculations. these include equal payment and balloon loans, single payment loans, constant principal reduction loans, interest only loans, skipped and irregular payment loans, arm loans, student loans, payday loans, and loans containing mixtures of different payment structures. all include complete truth in