Joe Martin & Associates, LLC

i help businesses grow and scale. i'm a resource, i help business owners and entrepreneurs with personal growth, financial growth, and or business growth. i first teach and educate on the system and algorithm of the fico scoring system. credit is the gateway to open many doors of opportunity. for business owners, i teach about the importance of establishing corporate credit. after a person optimizes their personal credit profile. they should then operate on the business side by accessing business lines of credit and business credit cards. utilizing personal credit cards will increase your utilization of your personal credit profile. which will cause your scores to drop if they are over-utilized. you want to keep your personal credit scores up so that you will always be a great personal guarantor to help establish business banking products. we can discuss more this later. for businesses i've developed an all-in-one tool suite called the simplicity system. we put every tool that any b