Jon McGowan Inc.

i am a contract portfolio / program / project manager with proven record of large, sophisticated portfolio, program and project management with an ability to recognize business objectives, architect solutions, develop processes, estimate resources, identify risks, forecast budgets and deliver transformative projects on time and within budget. i have delivered award-winning projects, products and solutions for some of north america's largest financial institutions including bmo, td bank, scotiabank, cibc and rbc. i have also worked internationally helping banks compete with advanced real-time credit risk and business intelligence solutions. i have deep experience in mobile banking, delivering the #1 most downloaded mobile banking app in canada, launching the first mobile wealth management app of any of the big-five banks and reorganizing the largest mobile wallet program in north america. i also have excellent experience building data-driven enterprises working with credit risk teams in