Jr Financial Planning

jr financial planning provides advice across all facets of financial planning, including: superannuation • structuring; • contribution strategies; and • investments. retirement planning • transition to retirement; • salary sacrifice / pension strategies; and • commutation to the pension phase. investment • cash & fixed interest; • bonds; • shares; • managed funds; and • property securities. wealth creation & management • regular investment plans; • portfolio construction; and • trading recommendations. tax effective strategies • investing for tax effective income; • managing capital gains; and • other strategies for maximising tax deductibility. asset protection • strategies to protect assets in the event of bankruptcy; and • strategies to protect assets from other litigation or family law matters. insurance • all personal insurance – life, total & permanent disability (tpd), trauma and income protection; • structuring for tax effectiveness and cash flow management; and • assessment of