Q&x Credit Underwriting and Rating Co., LTD

q&x credit is a creditech and insurtech startup specializing in the risk underwriting and real-time credit monitoring for trade finance fund and credit insurance to support smes' trade finance. q&x credit has developed a digital underwriting and monitoring system (bingo system) by using transaction data from order to cash and other relevant data to analyze smes' credit needs/risks and monitor their business operations and financial capabilities on a real-time basis—our model does not rely on financials which cannot reflect up-to-date facts of smes and may not be accurate. q&x credit creates a risk transparent ecosystem that makes sme risks controllable and foreseeable among insurers, financiers and trading partners, so insurers are able to provide coverage against smes’payment risks while the banks/non-bank financiers are willing to provide funding to smes.