Qualify to Modify, LLC

qualify to modify, llc., is a technology corporation that has developed a saas (software as a service), the m.a.p. software system. the software has been developed as a means for studying modification scenarios and addressing the issue of every day additional expenses incurred by the common american family. the program creates scenarios and terms based on three separate mortgage modification models in order to bring the existing loan to an affordable level by reducing either the current interest rate, existing balance, or extending the existing loan terms, or a combination of all three actions. the models used are the h.a.m.p model, (mentioned above), the existing fdic model known as “mod in a box”, along with a proprietary model called the t.i.e.r. (total income to expense ration). the software compares new affordable mortgage terms based on all three scenarios to the overall net present value of loss a financial institution may undertake by making the decision to modify the existing