SFM Mutual Insurance Company

sfm is the largest workers’ compensation insurer in minnesota and a leader regionally, serving businesses of many types and sizes based in minnesota, iowa, nebraska, south dakota and wisconsin. this includes specializing in coverage for small businesses. we help businesses and organizations keep their employees safe, and help injured workers return to health and productivity. more than 93 percent of our policyholders return each year. sfm’s workers’ compensation expertise leads to better injury prevention, better outcomes for injured workers and their employers, and better cost control for employers. we consistently rank no. 1 among large insurers for prompt action on lost-time claims. headquartered in bloomington, minn., sfm is a customer-owned mutual company. learn more about us at http://www.sfmic.com.