XTM Inc.

xtm is the convergence of experience and youth. comprised of executives from the global payment, technology and marketing sectors we are uniquely positioned to conceive and execute innovative programs that bring new life and new revenue to your business. we embrace opportunity in local, global and emerging markets. our new business comes from the referrals of clients who have generated found revenue with our strategic, innovative and risk-adverse programs. we work with key industry partnerships with some of the world’s leading organizations and have deployed multiple prepaid card programs for leading brands, corporations and government agencies. we have in house experts that enable us to expertly manage the entire program ecosystem from fintech developers and architects to payment and marketing experts. our business is deeply entrenched in emerging technology. if it’s out there, we know about it. xtm brings innovation to the table as one of the primary value-adds to our clients; new an